Using A Simple Interest Calculator-Finding The True Price Of Money

  The True Price Of Money Everything costs something, even money.  The price of money is the interest paid.  In the case of your “idle” funds (savings account, money market, CDs, savings bonds, etc.), you want to be paid for someone else using them.  When you borrow money (mortgages, car loans, credit cards, etc.) the […]

ABCs Of A Good Accountant

    Have a good laugh at this joke concerning accountants: A businessman was interviewing applicants for the position of divisional manager. He devised a simple test to select the most suitable person for the job. He asked each applicant the question, “How much is two and two?” The first interviewee was a journalist. Her […]

Adapting Frugal Living To Fit Your Lifestyle

  There is a lot of advice out there on how to live a frugal life. You can go from anything as simple as turning off the lights when you leave a room to grinding your own flour. There are forums out there where people discuss the way they use the rainwater they collect to […]

Can Those With Bad Credit Get Business Cards?

    Corporate executives and successful business owners, who have exemplary credit records, usually have no problem in obtaining business credit cards. The card companies that issue business credit cards are in a constant race against one another – competing to achieve poll position in a race aimed at securing the custom of these ‘elite’ […]

Credit tips you haven’t heard before…….

    Most adults have at least some experience with credit cards, whether it be positive, or negative. The best way to make sure that your experience with credit cards in the future is satisfying, is to equip yourself with knowledge. Take advantage of the tips in this article, and you will be able to […]

Advice for Making Online Banking Safer

Banking online can be a fantastic way to save you time and even money. Most large banks now offer online banking or online account access, and for the most daring: some banks are only available online. With the latest in web safety, these sites are heavily encrypted and designed to be hack-proof. The largest cause […]

Is It Time For You To Re-Finance?

      Whether or not to re-finance is a question homeowner may ask themselves many times while they are living in their home. Re-financing is essentially taking out one home loan to repay an existing home loan. This may sound odd at first but it is important to realize when this is done properly […]

Bankruptcy And Your Credit The Impacts Of Filing

  If you want to make sure that you do not become bankrupt, then you are in the right place. Many people are struggling with these harsh economic times, and find themselves thinking about filing bankruptcy. Do not file bankruptcy, do what you can to secure your finances. Read the tips in this article to […]

Preparing For The Unexpected

    While many people don’t like to talk about it, unemployment is something very real that has the potential to be very damaging for the ill prepared. Due to poor planning and denial, many people once unemployed find themselves in a severe financial struggle. Credit card companies are calling them at home, at their […]

How To Build Good Credit Habits

    Repairing your credit entails getting rid of the negative credit report information and catching up on your overdue bills. This could raise your credit score but might not be enough to make you credit worthy again. However, to raise your credit score high enough to entitle you to a loan, you have to […]