Most families are spending more and more money every year (and not just because the cost of living rose) while also saving less and less. One reason is that few household managers spend much time reviewing expenses and expenditures to find ways they can save money. However almost every family has places where costs […]

  While many people turn to their usual bank when opening a business account, it’s advisable to shop around. There can be some advantages to using the same bank for personal and business accounts – your manager may be more supportive if you are known to the bank and have a sound financial track record. […]

Do you ever wonder where your money goes every month? Does it sometimes seem as though you cannot afford to do things because your financial obligations are holding you back? If you find that you are asking yourself these sorts of questions, perhaps you should take a look at your financial situation and assess whether […]

  Both short term trading and long term trading can be effective trading strategies, however, long term trading has several significant advantages. These include the effect of compounding, the opportunity to earn from dividends, reduction of the impact of price fluctuations, the ability to make corrections in a more timely manner, less time spent monitoring […]

    In life, nothing is permanent in this world. Everything that comes will definitely go. That is why it is best to put our best foot forward and save more for the future. The best thing that you have to start with is to have a good retirement plan. Some folks will wait far […]

  Banks won’t lend money to a business seeking to acquire larger contracts because its not viewed as an asset. So if you are a small start up company, funding for expansion may be hard to obtain. Accounts Receivable Financing could be the key to funding for a start up with desires to bid on […]

  Wisdom is needed when making choices in life… especially when making financial choices! There are so many financial decisions to be made. And when you’re looking at loans, it’s sometimes difficult to know which loan is the right one. There are so many types of loans out there that it feels like you’re looking […]

  Credit cards are essential in modern day society. They help individuals to build credit and purchase the things that they need. When it comes to accepting a credit card, making an educated decision is important. It is also important to use credit cards wisely, so as to avoid financial pitfalls. When it comes to […]

  An important factor that plays an important role in maintaining a clean credit report is actually the contents of your credit report. The credit report is pretty much the story of your financial life, contained in a detailed document. The credit report carries the credit score, which is a numeric ranking usually between 300 […]

    Despite easier than ever access to personal finance services, there are still 3 million adults in this country today who are completely outside the banking system, and don’t have access to a bank account. Many of these people are unable to get a standard account because they have a poor credit score, either […]