No guide for writing a funding proposal would be complete without cautioning that a business looking for funding cannot do so without also presenting a completed business plan. Every lender, whether bank or other financial institution, venture capitalist, or private individual, will want to see the firm’s business plan in addition to the […]
It can be hard to improve your credit for a number of reasons. Poor credit can be difficult to talk about or share with others, so it’s hard to get the kind of information you need, in order to make a change. There is plenty of information out there and here are a […]
Retirement planning definition What is retirement planning? Among many other things, it is the strategy you put into motion in order to maintain your income and finances after you leave the workforce. Depending on who you ask, this process has six steps: knowing when to start, calculating how much money you’ll need, setting priorities, […]
Everybody knows they want more income. But did you know that there is more than one kind? It sounds pretty self explanatory but there is a bit more to it than that. Let us take a look at the different types of income. They are as follows: 1. Earned Income obtained from […]
Financial institutions have a distinct genius for marketing. They are able to get millions of Americans to hand over their money with very little thought taken, very little knowledge of the so-called investments offered, and even less control of their investments. When the evidence is plainly presented, it becomes overwhelmingly clear that putting money […]
The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from. But if you are guided […]
The short answer to this simple but fantastic question is that yes, free grants do in fact come at no cost to the recipient. That does not mean that there are no strings attached but we will talk about that later. First we need to get the basic concepts down first so that you can […]
Many of the brightest and hardest-working marketing and advertising people in the country are obsessed with getting you to spend money and, if necessary, to go into debt to do so. Absolutely all the media that reach you every day are designed to get you to spend money. In order to save money in […]
Each year when our renewal notices come through the post for our home contents insurance and/or home buildings insurance, most of us automatically sign the form and send it back to the insurance company – after all, we already know how much the premiums are going to be. Big financial mistake, and here are 4 […]
More and more people now have the opportunity to choose Health Savings Accounts (HSAs) over other, more traditional, health insurance coverage – more companies and financial institutions offer this option than ever before. For the healthcare consumer, this is good news. When the community as a whole is given more choice when it comes […]
