You don’t need to be an economics major to figure out that if health care is going up 10% or more every year while income is only going up 4%, things are looking too good. It is entirely possible for a person to work their entire life and retire with a nest egg of […]
It can often be difficult to obtain a loan from banks, which is why owner financing is becoming very popular among home and real estate buyers. Among the many perks of owner financing, the seller often accepts a low down payment whereas banks often charge 20% or more. In addition, many owner financed properties can […]
Finding the information about bankruptcy that used to be so difficult to find is no longer as hard to find. You will find a great deal of information and tips that can help you to decide if bankruptcy is your next step and the best way to go about doing so. Find out […]
Home is where most people feel safe and comfortable. But sometimes — say, when a hurricane, flood, tornado, wildfire, or other disaster strikes — it’s safest to pack up and go to another location. When it comes to preparing for situations like weather emergencies, financial readiness is as important as a flashlight with fully […]
In most businesses, what drives the balance sheet are sales and expenses. In other words, they cause the assets and liabilities in a business. One of the more complicated accounting items are the accounts receivable. As a hypothetical situation, imagine a business that offers all its customers a 30-day credit period, which is fairly […]
When you open your wallet to pay for gas, your choices are usually cash, debit, or credit. Cash means running inside the store, and waiting in line. Debit can mean triggering ridiculous banks fees. Using your credit card can mean an interest free loan until the bill arrives, making it a common choice. Read […]
As business becomes more and more global, and complexities continue to emerge, certain fields have gained prominence in today’s career market. One of these is accounting. Accounting is a very conceptual career or task, more a question of information handling than any hands-on approach to product development. However, as trends change, accounting is becoming a […]
Purchasing a new car is always an exciting time in life; however, it can also be confusing, especially with so many different types of financing options available. Should you purchase your next vehicle outright or would it be better to lease it? Which option will be better financially for you? Read on for more […]
Identity theft can be hugely damaging to a victim’s credit rating, as their file will invariably be filled with the worst kind of adverse information – unpaid credit bills and bad debts. While prevention is obviously better than cure, and there is plenty of information around on how to help protect yourself against […]
If Americans were polled about their personal concerns, at the top of the list would be finances. Finances are important in our lives, from the national budget to the family budget, and when our finances are unbalanced, it can lead to serious trouble. Not only are bad finances linked to a significant number […]
