There are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year or 15-year fixed rate mortgages don’t always allow us to meet our financial goals. Today, even reducing your mortgage interest rate a little can save you big over the life of your home […]

     Regardless of where we are in life, we can all learn something about money and how to better prepare for our future. This is especially true when we see the national average is over $10,000 for credit card debt and that both savings and general preparedness are dropping. Hopefully, these tips can […]

  So, you finally made the decision that you want to quit your ho-hum day job, and start your very own business. Before you do anything however, you should follow these 10 key points to ensure that both you and your business are ready. Read on to discover more.   #1 Your Attitude One very […]

  As a small business, your focus on the bottom line is always extremely crucial. But how do you increase your bottom line? Increasing the bottom line can happen two ways. One way is to reduce expenses. The other is to increase sales. Of course, that’s Business 101, right? But how does a small or […]

  Let’s talk about some general financial building blocks today. In order to be successful with your finances (either personal or business), you have to start with knowing the basics. Here are a few nuts and bolts of financial terms, definitions and a couple tips to go along with them.   Savings Pay yourself first. […]